A few days ago, for the first time in probably 40 years, my bank account went to zero balance. I call the phone number every week to verify what has cleared the bank. It tells me the purchase amounts and dates. Strange.... I know I have been depositing money to cover my purchases but not spending any. So where was the money? Well, now I know. I got my bank statement which had some strange purchases. I don't know what the stuff is and sent to places I've never heard of. I evidently visited overseas and made purchases while I was there and had the stuff sent to my friends houses.
Hmm.... I must really be getting senile because I don't remember traveling to Bo velrus or Gazetu Vezda or Minsk by. How did I get to those places? I certainly didn't fly there. Why would I buy contact lenses when I don't wear them or use any of the other weird things a little old lady quilter never heard of? Cyber space really is something isn't it? We can travel to all kinds of places without even knowing it.
So it seems I've become a victim of online credit card fraud. What's really strange is that I only make online purchases through either Paypal or Amazon with my Paypal account. All other credit card purchases are either by phone or in person. I order batting by phone. I buy groceries and carry out food in person. Either someone has found a way to get into paypal or someone local is a part of the credit card fraud ring. The thieves had the right card number but the wrong expiration date and wrong 3 digit number. But it was accepted for online purchases anyway.
It's going to be a very big headache for me. I've called the bank fraud line. They've stopped all transactions on that card and are sending me a new one. They are sending paperwork for me to fill out. I was told it's going to be a very long process before I can get my money back. Every purchase has to be verified as either fraud or legitimate before any action can be taken to give me the money back.
O crap!! The thieves got the Christmas money for the grand kids. Unless I can get the paperwork mess straightened out in time. Ok Anita, slow down and think this thing through. Some of my customers haven't picked up their quilts yet. There's also a couple of months before Christmas left so maybe I can get more quilting work finished. Gotta have faith. I CAN do this!
When all else fails.... ask my brother for a loan. I've given him several Christmas loans over the years. It will be his turn this year. Whew.... that wasn't so bad after slowing down to really think about it a bit. Now all I can do is wait. Wait for paperwork and wait for this whole mess to get straightened out.